How to Avoid Post-Marriage Shopping Mistakes

Post Marriage Shopping

Undeniably there’s very much difference between pre and post marriage life. Along with the waves of love, trust, and relationship sweetness, post marriage living comes with more responsibilities and pressures as well. Now you plan for future and see many big dreams of having grand home surrounded with green floor or giving your children the best possible education and many more like these.

No doubt that one should live in today but it never means to close eyes to see ahead. Like present future also belongs to us and if we don’t plan for tomorrow our upcoming todays are not going to make us happy.

There’s a lot of shopping done before marriage. Okay that’s fine. But if we take some time to think about our spending patterns after marriage it’ll be obvious that most of the money is going for shopping and more shopping but in the charms and excitements of marriage this all is forgotten and later on we move to bank loans for our basic needs.  This article is for every single person who is concerned about his expenses after marriage life.

Understand and Decide Mutually:

Talk and Undertand Mutually

Once get married there are no more two separate lives but both share one life together and all decisions are to be taken and should be taken with mutual understanding. And while planning about future and savings one must not ignore shopping pattern part. We, most of the time, overshadow and neglect the importance of this tiny but actually the major part of our living hood. Listen each other, discuss its importance, accept the facts, and then decide a shopping plan for up your coming life. Define the definition of your needs, your daily routine items, and at least twice in a year revise your plan.

Brand & Price Comparison:

Brand-Comparison

Once you have decided your basic needs now this is very important to compare prices of similar products in different brands and store. Let suppose you want to buy milk and really like ABC brand for milk and you buy it from the Walmart that costs you $4 for 0.5gal. Now see the other side. May be there is XYZ milk that is more healthy and tasty at the same store or the same ABC milk is $3.25 at Kroger. Here comes the question why to trouble your mind for just 75cents? And here comes the answer that every single drop contributes to make a sea and the same manner every single penny matters to result in huge savings amount.

Never Shop Without List and Budget Goal:

Shopping List

Unplanned hangouts usually leave with good memories but unplanned shopping never. Always remember to list the things you need to buy for that day, week, or month and before leaving home recheck if that list is with you or not. Do check the items you already have so that you get perfect idea of what you really need specially your grocery and clothes. To shop without list results in waste of  precious time and hard earned money. Continue reading

How To Hinder Your Negative Thoughts

Hinder Your Negative Thoughts

Starting with the belief that life is in our hands and we are not living in the world that is merely an odd sequence of happenings that occur involuntarily. Human being is the best of God’s creations. He’s powerful than a lion and dangerous than an anaconda. He’s Einstein, Galileo, Newton, Nelson Mandela, and many more then how the little worries or negative thoughts can conquer such giant creation.

Whatever happens to us is mostly the result of our thoughts, sayings, and actions. Just by playing with our brain we can pattern our lives. Once you are done with leading your mind, you are ready to lead your life. But it’s not as easy as it feels, neither that difficult as we deem.

We are always surrounded with some kind of energies, sometimes positive and most of the times negative. Negative energies stop you from growing up and you lose motivation to prosper in life. For motivation you can read article “How to regain motivation – A story”. Here we’ll move forward with very practical and long lasting 6 tips to hinder negative thoughts.

6 Tips To Hinder Your Negative Thoughts

1. Wake Up Your Gratitude’s Inner:

Wake Up Your Gratitude Inner

To be thankful for what you have is globally accepted and much appreciated way to hinder negative thoughts. This is really easy to adopt and follow. If you listen to, or read any prosperous, happy person on this planet earth, they mostly have very humble and grateful approach about life. Every morning listen to them or read them. They make you feel  gratitude towards minor things in life that you might hadn’t noticed before, like having both of your feet to walk on, having eyes to see with, having home to live in, even having headphones to listen music. This ‘thankful’ energy will rest with you throughout the day.

Each morning when you wake up or before going to bed, ponder a bit and write down every possible thing that you feel exalted by in your life. This will dramatically transform your pattern of thinking from down to so much up.

2. Repeat Positive Asseveration:

Repeat Positive Assertions

Do not rush in your mind. Think calmly and throughout the day tell your mind one positive asseveration or affirmation. This can be very simple, like “I am beautiful.” Every time when you feel something bad coming up, simply discharge it and replace the negative energy with that positive asseveration.

It needs consistency and practice, but following this method every day a month will leave you with wonderful difference in your thinking manner.

3. Stay Busy Constructively:

Stay Busy Constructively

It is said, “An idle brain is the devil’s workshop”. And devil never leaves you with positive energy. Keep your mind busy in constructive activities or tasks in order to hold vibrancy and sharpness. This can be anything, like you can hang out with uplifting people, work out, go to yoga classes, volunteer at your community garden or local pets shelter, or any other thing you like and will boost positivity in your personality.   Continue reading

Welcome Your Real World, Abstract is Damaging

friends & family

Whole world is busy today, routines are hectic, people are getting mean, and no one calls you until has one’s own interest. We are in much hurry today. Lives have been narrowed to get up, go to work, breakfast on the way, work & more work, leave for home, have dinner (if you have time), make your children sleep, and then sleep.

We don’t have much time to be sensitive about ourselves then how can other manage their precious time to take interest in our lives? On one side we feel free to have nobody to have concerns about us but on the other hand our sadness turns to depression when nobody is actually there to hear us.

What an irony is this!

This 21st century has lost in social media. According to recent figures Facebook users are around 1.4 billion, where 47% of whole internet users are on Fb and almost 75% revenue of Facebook is generated from mobile advertising. And this world is unaware of what it is losing actually.

The sad reality is what we do mostly on this social media. First and foremost we make friends and a lot of friends. Then we like each other’s stuffs and share our every minute activity. What we eat, where we go, whom we met, whose concert did we attended last night, and who is our current crush we know all these stuffs about each other and have no time for the parents living in next to our room, siblings whose Continue reading

How To Regain Motivation?  A Story

Regain Motivation

“Do you want to know who you are? Don’t ask. Act! Action will delineate and define you.” Thomas Jefferson

Today I saw this quote in my autograph diary, an autograph that was penned by one of my favorite school teachers.

When 7 years back I read this quote first time I was so inspired. I felt the spark and motivation in my blood to find and define myself. With the passage of time the spark kept growing. I passed through the journey from school to college to university and then got married.

My spark was still alive; the spark to “do” something that defines me. My husband made me felt so much lucky by supporting my spark and let me be the way I wanted to be and even he offered me to join him in his business that could led me to an independent business woman.

And you know what? I joined him in business.

Let me introduce you a bit of my hubby and the nature of one of his businesses. He is 30 years old young man, full of motivation, hard work, dedication, optimism, consistency, determination and a man with great goals and purposeful life. Besides doing his job, he is running his online business very successfully. And I was offered to handle the matters of this e-store. My Masters degree is in business administration but specialization is in finance yet I took this opportunity as a challenge with all up emotions.

I did accept the offer, learnt some relevant basic knowledge, and there I went on.

I worked hard, showed some great results but

3 months later…

After doing daily work with high hopes, I was no more there. I lost my interest in that work, boredom was there so was the dullness. It might happen to many people at least once in their life.

Being not able to explain myself the reasons behind, it became routine to switch on the computer, looking for some latest news, watching movies or any of my favorite shows, killing time on facebook & twitter, and finally shutting down the system.

I felt like I might want some break and then there were question, “Break from what, from just 3 months work? What will I do if I’m not doing this? I’ll be all day alone in a home and nothing to do but just sleeping, eating and watching TV?” Continue reading

Clothes, Time, & Money – Shake Hands with Clothes Shopping Solutions

Shopping is necessity, so the time and money. If you don’t shop you can’t have even your bread & butter at home and if you don’t have time & money you can’t shop. These are like much highly related things. Here let be more specific to the shopping for clothes. Down here are some great shopping solutions to save money & time:

Say No to Credit Cards:

no to credit cards

If you are aware of the fact that you are an impulsive buyer and in behavior of buying almost everything that comes to your sight it’s the time to say NO to credit cards and like having debit card or cash with you to let your wallet be happy.

Listing the items:

To pre-plan is a great tactic to save money as well as time. Before you shop take a little time to list the type, color, fabric, brand and estimated cost of clothes you are going to buy. And you will not go beyond those while watching irrelevant clothes in store.

Never Miss Good Bargains:

 

As a regular shopper we are mostly aware of the time and period discount deals and sales on clothes/brands. It’s very save to hold the nerves and wait for deals time. This wait will end in ripe fruit of saving money. Usually these days are after Christmas, in early springs, thanks giving day and black Fridays.

Shop Off-Season:

Usually when summer season is going to end the prices of clothes fall down immediately and by shopping during that time you can save a lot of time and money for shopping on next summer season. Continue reading

Practical Approaches to Make Money Online With Home Comfort – (Part 2)

Sorry for late posting. Here are the remaining practical approaches for online money making.

Website Testing:

web2

 

I got to know about this online service when, years back, my friend wanted to have opinions on what freelancers thought of his coupons website.

This is relatively new approach to earn online but you can find pretty much websites which pay you to test the website, one of them is User Testing. This website pays $10 for single website that you review, and $15/website for mobile test.

In this job you just have to visit person’s website , navigate around it, keep saying what you are liking or disliking, recommend if you feel some changing are required and more. While your visit on person’s website all will be recorded whatever you are talking and running on your screen.

For this online job you do not need to be so technical. They just want real people who review websites to know what people actually think.

Providing Consultancy:

consultancy

 

Most of us do own some skills that can benefit others. Something enough valuable that other can pay for learning from you.

It its really so then next way to earn money online is to turn into a consultant. This covers very broad area which can ranges from teaching people how to increase profits, how to decrease expenses, how to find potential customers, how to manage time, and more. Continue reading

Practical Approaches to Make Money Online With Home Comfort – (Part 1)

make-money-ebay

Who does not whim of ease in life? Almost everyone does. And the concept of ease in making money senses like an ultimate attraction. Here I’ll mention the 10 different ways to help YOU in making money online.

In the online galaxy there are so many legitimate ways to draw full-time living or at least part of your living. Besides the cake of earning money online there are associated treats of being location independent, decrease in business expenses, and working from home.

Me, and many of my friends are having crowns of online income generation. Below I will be sharing with you approaches to make money online. And you never know how any of these ways might lead you towards an entrepreneur life. Consistency and determination are the conditions.

Helping People with their CVs:

Closeup of resume with glasses and pencil on blue background

Sometimes back I interviewed a girl who was running online resume business. She mentioned and showed to me how one can earn side money through helping others create strong resumes fruitful for landing their future job. Continue reading

Basic Coupons Knowledge for a Beginner

Your presence on Saver’s point is evident of your familiarity with the term “Couponing”. When I entered in the coupon world I was so astray and just directly jumped into collecting coupons and savings of just one or two dollar was in fact a treat for me but gradually I realized to be knowledgeable to get more out of it. I started studying about coupon world from the root and found myself more confident in finding, utilizing and saving much out of the coupons available, as it’s said by Benjamin Franklin that an investment in knowledge pays the best interest.

Apparently this fundamental coupon knowledge might seem like so basic and not necessary but being a successful couponer it’s my faith that without all this being in my knowledge I could never be a successful Couponer. Here let me recall a bit of my knowledge to help you in making your couponing and saving journey lucrative.

Coupon term was first introduced back in 1887 by Coca Cola Company in Atlanta and coupons were mailed to the potential customers and were also published in magazines. After that this term was wide spread in 1909 in America and then the story went on.

This ticket is believed to be the very first coupon ever

This ticket is believed to be the very first coupon ever

Coupon:

Literal meaning of Coupon is “a voucher entitling the holder to a discount off a particular product” and in marketing world, “a coupon is a ticket or document that can be exchanged for a financial discount or rebate when purchasing a product”.

Couponing and Couponer:

Now come to the term “Couponing”. When you are a business man couponing is issuance and distribution of coupons or vouchers offering discounts on the some particular product or service.  And as a consumer collection and usage of coupons or vouchers offering discounts is called Couponing. And such consumer is known as Couponer.

Here we will move on as a consumer (Couponer). This term is only refers to those who strive to save money and where couponing is the major of all saving techs. Continue reading

My Ultimate Saving Loyality

Save Now, Spend Later!

www.SaversPoint.com

In a serene silent evening, sitting at a nook of my home, hearing the sound of rain, holding a cup of hot coffee, having a notepad and pen in front me, I found myself pondering to define and explain my ultimate saving loyalty. During this engrossing transition process I passed through the stages when I was a toddler in saving world, then learnt to walk in it and then started running through it but , from every edge, I could find Only this one phrase to define and explain my saving loyalty:

“Do not save what is left after spending, but spend what is left after saving.” –Warren Buffett

My all explanations and saving stories are summed up in this one line quote.

What’s your saving loyalty? Is that ultimate to you?

 

Hello Saver!

Welcome to the Saver’s Point. The point that  welcomes you, you and you too, as in a manner or the other you all are savers who groove on to save time and money. And why not? Life is brief and you have to live it up by saving now and spending then, and we are proudly at you service.