7 Life-Threatening Habits in Disguise on SaversPoint

7 Life-Threatening Habits in Disguise

Most of the people whim of long and healthy life but they do not care about little but very important things to live a muscular life and thus they welcome harmful effects in their life leading to  short life time.

Let’s have a look on those 7 habits that are threat to your life!

1. Long Leave from Work:

Long Leave from Work

At times we get bored of monotonous life and to get some mind and physical rest we decide for long leave from work. It sounds wonderful and pleasant but ‘long’ leave from work is practically not healthy as so much rest can be harmful for your health. According to some experts resting longer period can impair your immune system.

 2. Watching Television:

Watching Television Affects Health

As per the report issued by British Journal Sports Medicine (BJSM), watching TV for one hour reduces your life up to 22 minutes. It means if your daily average timing for watching TV is 6 hours you can lose 5 years of your life. And it’s actually a big deal.

3. Oversleeping:

Oversleeping Issue

To sleep is essential for human being to have a normal healthy life. But a human’s life can reduce because of oversleeping. Sleeping more than 8 hours a day is damaging for health and if one can’t help Continue reading

Get Surrounded With Posative poeple

Golden Tips for a Debt Free Life Leading to a Rich Life (Part 2)

First Look for Second Hand:

Shop Second Hand

Whenever you decide to buy something look for second hand stuff before. There are many websites and apps like locanto.com and olx.com that make you available with variety of used things on affordable and bargain price.

Keep Checking Your Store Room:

Check Store Room

Before shopping do not forget to check your store room. Many times that thing is already available. If you have used things in store room do think how you can reuse them. Like old water bucket can be used for floor or rice storage. Empty jam jars can be used as spices jars, and empty paint buckets can be used to grow plants.

Shop on Wholesale Price:

Shop  on Wholesale Price

Usually there are two kinds of markets; wholesale market and retail market. Wholesale market is always cheaper than retail market. Where ever you live find the wholesale market near your place. It will help you in saving money and buying more fresh stuff with longer expiry dates. In the same manner if you want to buy clothes prefer to shop from factory outlet where you can shop same dress on significant cheaper price. Continue reading

Golden Tips for a Debt Free Life Leading to a Rich Life (Part 1)

Debt Free Life

An American’s life without debts or bank loans sounds nothing more than a dream but it is not unrealistic at all. According to the statistics published in nerdwallet, in year 2015, in totality American consumers owe:

  • $11.85 trillion in debt that’s an increase of 1.7% from last year
  • $890.9 billion in credit card debt
  • $8.17 trillion in mortgages
  • $1.19 trillion in student loans that’s an increase of 7.1% from last year.

Despite the fact that America is a super power and ahead of many other countries in so many aspects, some facts are really disturbing. According to report released by the organization, End Homelessness, on a single night in January 2014, 578,424 people were experiencing homelessness and many poor populations are at the risk of homelessness. Reasons are many but mainly recognized reasons are housing cost burden and unemployment.

These facts and figures are painful as well as alarming. Almost everyone in this world has dream of a big house surrounded with colorful garden, lavish cars, the best education for one’s children, and resources to enjoy the best food in the town. In the society of two extremes both type of people can be found; one who are living this dream as reality and other who are sleeping on streets with dreams only in mind. The major difference between these two is of struggle. One followed the thrust and other just fantasized that.

The people who cry about debt once had enough money, and many people who are enjoying lavish living once did not had this all. The matter is not of time, it’s of planning. We all are not Kardashians and we do not have Kanye but by adopting some simple but golden rules of life we can save ourselves from being indebted and being among the homeless ones. And with a little more struggle we can make ourselves rich enough to live our dreams fully. Let’s have a look on some tips:

Make Up your Mind:

make up mind

Very first thing is to make up your mind that you really want a life that is debt free, where you cannot afford to be homeless and you have the courage and will power to face challenges and to compromise on so many things coming in your way to achieve the desired goals. Continue reading

News Media, Common Man, and Search for Peace

we want peace

We want to be updated and it is not the matter of today only. Since the creation of mankind human beings are always in search of information and have an urge of latest news and happenings in his surroundings. There can be many reasons behind this quest ranging from human nature to demand of society.  Staying updated fulfill man’s desire and give him the feel that he is not lacking behind in the modernization and fast pace of this world. While brain storming about anything or while having discussions in a social circle he wants to stay a step ahead and it is healthy in the most of cases. This has been the demand of time and will always be so as to groom opinions, play healthy roles in society, fly higher and invent better are always achievements and prides in the process of making this world more beautiful and better place to live in. And in all this process news play very much critical role.

According to oxford dictionary the meaning of news is “Newly received or noteworthy information, especially about recent events.” And normally responsible citizens are always in knowledge of these. Very first organized way of news transmission was newspaper that is as old as 16th century. Later on radio and television also became very important news media.  With the advancement in technology and internet revolution e-newspapers, online news websites, blogs, and social media websites have become very important mediums for transmitting news. Now finding, displaying, analyzing, and discussing news is so competitive and impacts so powerfully that it’s known as media war with all of its pros and cons.

news media and search for peace

Let’s know 29 years old American’s views on today’s news media;

Q: How do you find news media role in today’s society?

Ans: Honestly saying watching news channels and reading newspapers, especially international news, makes me fall in depression. It feels like nothing good is happening and everyone is talking about war, terrorism, competition, hatred, and all dark sides. One says plus and other says minus. It feels like so much darkness that a little ray of light disappears in that. I am a common man and I want peace, peace of mind and heart. Continue reading

How to Avoid Post-Marriage Shopping Mistakes

Post Marriage Shopping

Undeniably there’s very much difference between pre and post marriage life. Along with the waves of love, trust, and relationship sweetness, post marriage living comes with more responsibilities and pressures as well. Now you plan for future and see many big dreams of having grand home surrounded with green floor or giving your children the best possible education and many more like these.

No doubt that one should live in today but it never means to close eyes to see ahead. Like present future also belongs to us and if we don’t plan for tomorrow our upcoming todays are not going to make us happy.

There’s a lot of shopping done before marriage. Okay that’s fine. But if we take some time to think about our spending patterns after marriage it’ll be obvious that most of the money is going for shopping and more shopping but in the charms and excitements of marriage this all is forgotten and later on we move to bank loans for our basic needs.  This article is for every single person who is concerned about his expenses after marriage life.

Understand and Decide Mutually:

Talk and Undertand Mutually

Once get married there are no more two separate lives but both share one life together and all decisions are to be taken and should be taken with mutual understanding. And while planning about future and savings one must not ignore shopping pattern part. We, most of the time, overshadow and neglect the importance of this tiny but actually the major part of our living hood. Listen each other, discuss its importance, accept the facts, and then decide a shopping plan for up your coming life. Define the definition of your needs, your daily routine items, and at least twice in a year revise your plan.

Brand & Price Comparison:


Once you have decided your basic needs now this is very important to compare prices of similar products in different brands and store. Let suppose you want to buy milk and really like ABC brand for milk and you buy it from the Walmart that costs you $4 for 0.5gal. Now see the other side. May be there is XYZ milk that is more healthy and tasty at the same store or the same ABC milk is $3.25 at Kroger. Here comes the question why to trouble your mind for just 75cents? And here comes the answer that every single drop contributes to make a sea and the same manner every single penny matters to result in huge savings amount.

Never Shop Without List and Budget Goal:

Shopping List

Unplanned hangouts usually leave with good memories but unplanned shopping never. Always remember to list the things you need to buy for that day, week, or month and before leaving home recheck if that list is with you or not. Do check the items you already have so that you get perfect idea of what you really need specially your grocery and clothes. To shop without list results in waste of  precious time and hard earned money. Continue reading

How To Hinder Your Negative Thoughts

Hinder Your Negative Thoughts

Starting with the belief that life is in our hands and we are not living in the world that is merely an odd sequence of happenings that occur involuntarily. Human being is the best of God’s creations. He’s powerful than a lion and dangerous than an anaconda. He’s Einstein, Galileo, Newton, Nelson Mandela, and many more then how the little worries or negative thoughts can conquer such giant creation.

Whatever happens to us is mostly the result of our thoughts, sayings, and actions. Just by playing with our brain we can pattern our lives. Once you are done with leading your mind, you are ready to lead your life. But it’s not as easy as it feels, neither that difficult as we deem.

We are always surrounded with some kind of energies, sometimes positive and most of the times negative. Negative energies stop you from growing up and you lose motivation to prosper in life. For motivation you can read article “How to regain motivation – A story”. Here we’ll move forward with very practical and long lasting 6 tips to hinder negative thoughts.

6 Tips To Hinder Your Negative Thoughts

1. Wake Up Your Gratitude’s Inner:

Wake Up Your Gratitude Inner

To be thankful for what you have is globally accepted and much appreciated way to hinder negative thoughts. This is really easy to adopt and follow. If you listen to, or read any prosperous, happy person on this planet earth, they mostly have very humble and grateful approach about life. Every morning listen to them or read them. They make you feel  gratitude towards minor things in life that you might hadn’t noticed before, like having both of your feet to walk on, having eyes to see with, having home to live in, even having headphones to listen music. This ‘thankful’ energy will rest with you throughout the day.

Each morning when you wake up or before going to bed, ponder a bit and write down every possible thing that you feel exalted by in your life. This will dramatically transform your pattern of thinking from down to so much up.

2. Repeat Positive Asseveration:

Repeat Positive Assertions

Do not rush in your mind. Think calmly and throughout the day tell your mind one positive asseveration or affirmation. This can be very simple, like “I am beautiful.” Every time when you feel something bad coming up, simply discharge it and replace the negative energy with that positive asseveration.

It needs consistency and practice, but following this method every day a month will leave you with wonderful difference in your thinking manner.

3. Stay Busy Constructively:

Stay Busy Constructively

It is said, “An idle brain is the devil’s workshop”. And devil never leaves you with positive energy. Keep your mind busy in constructive activities or tasks in order to hold vibrancy and sharpness. This can be anything, like you can hang out with uplifting people, work out, go to yoga classes, volunteer at your community garden or local pets shelter, or any other thing you like and will boost positivity in your personality.   Continue reading

Welcome Your Real World, Abstract is Damaging

friends & family

Whole world is busy today, routines are hectic, people are getting mean, and no one calls you until has one’s own interest. We are in much hurry today. Lives have been narrowed to get up, go to work, breakfast on the way, work & more work, leave for home, have dinner (if you have time), make your children sleep, and then sleep.

We don’t have much time to be sensitive about ourselves then how can other manage their precious time to take interest in our lives? On one side we feel free to have nobody to have concerns about us but on the other hand our sadness turns to depression when nobody is actually there to hear us.

What an irony is this!

This 21st century has lost in social media. According to recent figures Facebook users are around 1.4 billion, where 47% of whole internet users are on Fb and almost 75% revenue of Facebook is generated from mobile advertising. And this world is unaware of what it is losing actually.

The sad reality is what we do mostly on this social media. First and foremost we make friends and a lot of friends. Then we like each other’s stuffs and share our every minute activity. What we eat, where we go, whom we met, whose concert did we attended last night, and who is our current crush we know all these stuffs about each other and have no time for the parents living in next to our room, siblings whose Continue reading

How To Regain Motivation?  A Story

Regain Motivation

“Do you want to know who you are? Don’t ask. Act! Action will delineate and define you.” Thomas Jefferson

Today I saw this quote in my autograph diary, an autograph that was penned by one of my favorite school teachers.

When 7 years back I read this quote first time I was so inspired. I felt the spark and motivation in my blood to find and define myself. With the passage of time the spark kept growing. I passed through the journey from school to college to university and then got married.

My spark was still alive; the spark to “do” something that defines me. My husband made me felt so much lucky by supporting my spark and let me be the way I wanted to be and even he offered me to join him in his business that could led me to an independent business woman.

And you know what? I joined him in business.

Let me introduce you a bit of my hubby and the nature of one of his businesses. He is 30 years old young man, full of motivation, hard work, dedication, optimism, consistency, determination and a man with great goals and purposeful life. Besides doing his job, he is running his online business very successfully. And I was offered to handle the matters of this e-store. My Masters degree is in business administration but specialization is in finance yet I took this opportunity as a challenge with all up emotions.

I did accept the offer, learnt some relevant basic knowledge, and there I went on.

I worked hard, showed some great results but

3 months later…

After doing daily work with high hopes, I was no more there. I lost my interest in that work, boredom was there so was the dullness. It might happen to many people at least once in their life.

Being not able to explain myself the reasons behind, it became routine to switch on the computer, looking for some latest news, watching movies or any of my favorite shows, killing time on facebook & twitter, and finally shutting down the system.

I felt like I might want some break and then there were question, “Break from what, from just 3 months work? What will I do if I’m not doing this? I’ll be all day alone in a home and nothing to do but just sleeping, eating and watching TV?” Continue reading

Clothes, Time, & Money – Shake Hands with Clothes Shopping Solutions

Shopping is necessity, so the time and money. If you don’t shop you can’t have even your bread & butter at home and if you don’t have time & money you can’t shop. These are like much highly related things. Here let be more specific to the shopping for clothes. Down here are some great shopping solutions to save money & time:

Say No to Credit Cards:

no to credit cards

If you are aware of the fact that you are an impulsive buyer and in behavior of buying almost everything that comes to your sight it’s the time to say NO to credit cards and like having debit card or cash with you to let your wallet be happy.

Listing the items:

To pre-plan is a great tactic to save money as well as time. Before you shop take a little time to list the type, color, fabric, brand and estimated cost of clothes you are going to buy. And you will not go beyond those while watching irrelevant clothes in store.

Never Miss Good Bargains:


As a regular shopper we are mostly aware of the time and period discount deals and sales on clothes/brands. It’s very save to hold the nerves and wait for deals time. This wait will end in ripe fruit of saving money. Usually these days are after Christmas, in early springs, thanks giving day and black Fridays.

Shop Off-Season:

Usually when summer season is going to end the prices of clothes fall down immediately and by shopping during that time you can save a lot of time and money for shopping on next summer season. Continue reading

Practical Approaches to Make Money Online With Home Comfort – (Part 2)

Sorry for late posting. Here are the remaining practical approaches for online money making.

Website Testing:



I got to know about this online service when, years back, my friend wanted to have opinions on what freelancers thought of his coupons website.

This is relatively new approach to earn online but you can find pretty much websites which pay you to test the website, one of them is User Testing. This website pays $10 for single website that you review, and $15/website for mobile test.

In this job you just have to visit person’s website , navigate around it, keep saying what you are liking or disliking, recommend if you feel some changing are required and more. While your visit on person’s website all will be recorded whatever you are talking and running on your screen.

For this online job you do not need to be so technical. They just want real people who review websites to know what people actually think.

Providing Consultancy:



Most of us do own some skills that can benefit others. Something enough valuable that other can pay for learning from you.

It its really so then next way to earn money online is to turn into a consultant. This covers very broad area which can ranges from teaching people how to increase profits, how to decrease expenses, how to find potential customers, how to manage time, and more. Continue reading